Many people do not know how to function for a minute without their mobile phone. But this can become an unwanted reality for those who do not carry mobile phone insurance.

If you do not have phone insurance, you will have to pay full price for a new phone. If you cannot afford to purchase a new phone, then you will have to cancel your service with your phone carrier. This would mean having to pay an early termination fee. Between the cost of a new phone and the termination fee, you could easily be looking at £500 or more. This is more money than the average person can afford to part with.

You can protect your phone with a phone insurance policy that will cover you in the event of a loss. The cost of phone insurance can be less than £2.50 per month, making it a much more affordable alternative than paying regular price for a new phone. Many networks can add this charge to your bill, just as you add texting and internet access. You will then receive one bill for all of your phone services. But be aware that often independent specialist phone insurance providers can give you a better rate and more specialist cover.

A mobile phone is regarded by many, to be a vital part of a person’s life. Many individuals cannot go a day without making a phone call, checking email, texting, listening to music, downloading a ringtone or surfing the Internet. With phone insurance, you can rest assured knowing that you will not have to go long without your phone. If you do suffer a loss, you will simply need to contact your insurance carrier to file a claim, pay any applicable excess fee, and then you’ll receive the repair or replacement that you need.

Phone insurance is just as important as car or home insurance. It protects the investment you have made in an item that you feel is invaluable and will be hard to replace on your own. By purchasing an insurance policy, you will be able to significantly reduce the cost of repairing or replacing the item. This is why mobile phone insurance is necessary.